Musical interlude...

ppaca wrote:These are two I want played at mine.

Floridatexan wrote:I want to thank you, PPACA, for trying to provide a sane assessment of the new healthcare laws.  I haven't applied yet...but will soon.  I hope the changes to the law are beneficial to you...I knew it wasn't going to be a smooth transition...

Before March 15th for April 1 effective date and March 31st for a May 1 effective then that is the end of open enrollment until Nov 15th.

I am right in the middle of this as you can see by some of my posts, it could have been presented in a much better manner and they should have read the damn thing before voting on it. It is not affordable to anyone not receiving a subsidy and they have it set up that it is not fair to someone under 50 in the exact same poverty level % as someone over 50, does not calculate the same subsidy. All anyone know's is if you are in that cone of 100% to 400% you will receive a subsidy and that isn't so. If they were going to do something it should have been Medicare for all, I can't see where it would have cost anymore (in fact maybe less) than what is going on now.

The changes have not effected me yet I am over 65, but that is coming down the road. For business it was the pitts.

Thanks












i

Floridatexan wrote:I want to thank you, PPACA, for trying to provide a sane assessment of the new healthcare laws.  I haven't applied yet...but will soon.  I hope the changes to the law are beneficial to you...I knew it wasn't going to be a smooth transition...

i

Floridatexan wrote:
Don't mind me...I'm just entertaining myself...or feel free to jump in at any time...

This song is dedicated to TEOKWWWWhatever...

Dot wrote:

Floridatexan wrote:I want to thank you, PPACA, for trying to provide a sane assessment of the new healthcare laws.  I haven't applied yet...but will soon.  I hope the changes to the law are beneficial to you...I knew it wasn't going to be a smooth transition...

i

Pay attention. maybe you should send him some cash. this is what he said earlier today. hope youre happy.

ppaca wrote:No you make a lot of assumptions, I was just screwing with and I do know perfectly well that all the group plans in the state of Florida and many other's are being increased this year up into the double digits and yes it's because of obamacare. I have already gotten mine in every way imaginable since Oct 1. I have basically been out of business since Oct 1, yes one here or there, but it is over.

ppaca wrote:

Dot wrote:

Floridatexan wrote:I want to thank you, PPACA, for trying to provide a sane assessment of the new healthcare laws.  I haven't applied yet...but will soon.  I hope the changes to the law are beneficial to you...I knew it wasn't going to be a smooth transition...

i

Pay attention. maybe you should send him some cash. this is what he said earlier today. hope youre happy.

ppaca wrote:No you make a lot of assumptions, I was just screwing with and I do know perfectly well that all the group plans in the state of Florida and many other's are being increased this year up into the double digits and yes it's because of obamacare. I have already gotten mine in every way imaginable since Oct 1. I have basically been out of business since Oct 1, yes one here or there, but it is over.

Yea cash will work Chrissy, maybe I can get rid of the flies and herpes.

Yes I said all that, I was just messy with you when you were pissed over your group rates going up. I believe months ago I said rates on groups would be double digit increases and I also have said before unless you have a subsidy the prices for individual are quite high. I have tried to keep an open mind on both sides of this, since I do see some good things about it, but really very few. I do see it helping someone in their late 50's or early 60's using this to bridge a gap until Medicare eligible. I  don't believe it will remain in it's present form in 3 years, regardless of which party wins in the elections.

I know several have said the insurance company's are in bed with obama, if they are they are they have been in collusion also to get rid of the agent. That I firmly believe. You don't see many advertisements, Call an Agent and he/she will help you enroll, in fact other than a few print materials one company has sent out I haven't seen any. The govt is pushing unlicensed navigator's who can't even spell insurance and the insurance company's have not fought this one bit.

I argue both sides sometime's, but one thing for certain this has created about 200,000 very pissed off insurance agents across the country. You can take about half of that figure and really add to the unemployment roles, their incomes have been cut in more than half. Quite a few I know are now working this part time and have another job. This will be the end of the health insurance agent.

But not everything you read Chrissy is the truth about it, good or bad.

Dot wrote:

ppaca wrote:

Dot wrote:

Floridatexan wrote:I want to thank you, PPACA, for trying to provide a sane assessment of the new healthcare laws.  I haven't applied yet...but will soon.  I hope the changes to the law are beneficial to you...I knew it wasn't going to be a smooth transition...

i

Pay attention. maybe you should send him some cash. this is what he said earlier today. hope youre happy.

ppaca wrote:No you make a lot of assumptions, I was just screwing with and I do know perfectly well that all the group plans in the state of Florida and many other's are being increased this year up into the double digits and yes it's because of obamacare. I have already gotten mine in every way imaginable since Oct 1. I have basically been out of business since Oct 1, yes one here or there, but it is over.

Yea cash will work Chrissy, maybe I can get rid of the flies and herpes.

Yes I said all that, I was just messy with you when you were pissed over your group rates going up. I believe months ago I said rates on groups would be double digit increases and I also have said before unless you have a subsidy the prices for individual are quite high. I have tried to keep an open mind on both sides of this, since I do see some good things about it, but really very few. I do see it helping someone in their late 50's or early 60's using this to bridge a gap until Medicare eligible. I  don't believe it will remain in it's present form in 3 years, regardless of which party wins in the elections.

I know several have said the insurance company's are in bed with obama, if they are they are they have been in collusion also to get rid of the agent. That I firmly believe. You don't see many advertisements, Call an Agent and he/she will help you enroll, in fact other than a few print materials one company has sent out I haven't seen any. The govt is pushing unlicensed navigator's who can't even spell insurance and the insurance company's have not fought this one bit.

I argue both sides sometime's, but one thing for certain this has created about 200,000 very pissed off insurance agents across the country. You can take about half of that figure and really add to the unemployment roles, their incomes have been cut in more than half. Quite a few I know are now working this part time and have another job. This will be the end of the health insurance agent.

But not everything you read Chrissy is the truth about it, good or bad.

You know mr pp, I don't want you to have herpes or flies. I feel really bad or you. Sincerely from my heart I do.

I'm not sure if you know my full situation with this. Ill make this short. Last year because of ACA the physician fee code schedule for 88305 ( biopsy ) was reduced by 52%, this year the physician fee schedule for the most important test pathology does in order to determine cancer 88342
( immunohistochemistry, basically that's marking tumor cells by using antibodies) by 33%

Ive watched family, friends, and many companies, hospitals be effected from this. closures, lay offs, people being asked to work twice as much with half as much( quality problem). I could go on, but I wont.

In short, I would love for all people to have access to care. and for the most part they have. I'm not as cold hearted as I come across fighting with these people on here. I actually CARE about helping people. I love helping people and I love the healthcare profession.

This clusterfuck of a law is not the solution. and before I get jumped on saying well you have no solution. I may not know the solution, but I know that destroying what we have is not a solution. This is more like fuel to the fire.

And with my most warmest sincere well wishes. I do hope you are blessed with some sort of wind fall for employment or something to sustain you. because I truly hate to see that this has happened to you.

This was as short as I could make it, sorry lol

ppaca wrote:

Dot wrote:

ppaca wrote:

Dot wrote:

Floridatexan wrote:I want to thank you, PPACA, for trying to provide a sane assessment of the new healthcare laws.  I haven't applied yet...but will soon.  I hope the changes to the law are beneficial to you...I knew it wasn't going to be a smooth transition...

i

Pay attention. maybe you should send him some cash. this is what he said earlier today. hope youre happy.

ppaca wrote:No you make a lot of assumptions, I was just screwing with and I do know perfectly well that all the group plans in the state of Florida and many other's are being increased this year up into the double digits and yes it's because of obamacare. I have already gotten mine in every way imaginable since Oct 1. I have basically been out of business since Oct 1, yes one here or there, but it is over.

Yea cash will work Chrissy, maybe I can get rid of the flies and herpes.

Yes I said all that, I was just messy with you when you were pissed over your group rates going up. I believe months ago I said rates on groups would be double digit increases and I also have said before unless you have a subsidy the prices for individual are quite high. I have tried to keep an open mind on both sides of this, since I do see some good things about it, but really very few. I do see it helping someone in their late 50's or early 60's using this to bridge a gap until Medicare eligible. I  don't believe it will remain in it's present form in 3 years, regardless of which party wins in the elections.

I know several have said the insurance company's are in bed with obama, if they are they are they have been in collusion also to get rid of the agent. That I firmly believe. You don't see many advertisements, Call an Agent and he/she will help you enroll, in fact other than a few print materials one company has sent out I haven't seen any. The govt is pushing unlicensed navigator's who can't even spell insurance and the insurance company's have not fought this one bit.

I argue both sides sometime's, but one thing for certain this has created about 200,000 very pissed off insurance agents across the country. You can take about half of that figure and really add to the unemployment roles, their incomes have been cut in more than half. Quite a few I know are now working this part time and have another job. This will be the end of the health insurance agent.

But not everything you read Chrissy is the truth about it, good or bad.

You know mr pp, I don't want you to have herpes or flies. I feel really bad or you. Sincerely from my heart I do.

I'm not sure if you know my full situation with this. Ill make this short. Last year because of ACA the physician fee code schedule for 88305 ( biopsy ) was reduced by 52%, this year the physician fee schedule for the most important test pathology does in order to determine cancer 88342
( immunohistochemistry, basically that's marking tumor cells by using antibodies) by 33%

Ive watched family, friends, and many companies, hospitals be effected from this. closures, lay offs, people being asked to work twice as much with half as much( quality problem). I could go on, but I wont.

In short, I would love for all people to have access to care. and for the most part they have. I'm not as cold hearted as I come across fighting with these people on here. I actually CARE about helping people. I love helping people and I love the healthcare profession.

This clusterfuck of a law is not the solution. and before I get jumped on saying well you have no solution. I may not know the solution, but I know that destroying what we have is not a solution. This is more like fuel to the fire.

And with my most warmest sincere well wishes. I do hope you are blessed with some sort of wind fall for employment or something to sustain you. because I truly hate to see that this has happened to you.

This was as short as I could make it, sorry lol

Well thanks Chrissy, yes no one knows how to remedy the situation, especially the government. I want all to be insured, but under this system it will not happen.

I suppose health insurance agents and the medical field have quite a bit in common as far as the cuts. I just found out a few days ago when we are finally paid any commission's we completed on exchange that part of that fee the insurance company has to pay for everyone they put on exchange actually is going to come out of commission's. Well when you already cut something in half and then take from it that certainly does leave a very bitter taste in your mouth. Now I don't know if the company I represent here in Florida is going to do that yet, but on another forum commission's are starting to trickle in and a few agents said their statements had that deduction on theirs.

I don't know of many agents that are for this law in it's present form, on one hand we thought this was a last hurrah (which it is) that would at least bring in thousands of commission's this year (that isn't happening) and on the other we all hated the fact we had to learn it and be certified by the govt to sell it and be real careful what we told prospective clients for liability purposes. I have heard the navigator's cannot be sued, so no sweat off their backs what they say.

I receive all the same mln and CMS updates and invitations to their seminar's  you receive now (guess this came a long with certification) so I do know codes changed for procedures and payments lowered and the cost of everyone going to electronic systems. If there just could have been some way to insure the people that are deemed uninsurable because of certain conditions without all these extensions of the law most attorney's can't even agree on, that would have been fine. But they made this whole thing so damn complicated and a tax here and a tax there and a tax that we probably don't even know about yet even Einstein would not be able to comprehend.

I do believe that all these delays on the group side is just a ploy and will never come to pass (might be wrong) and both sides in D.C. will agree in the next few years Medicare for all may be the best solution. But if that should happen they just won't do it reasonably, they again will have thousand's of pages no one can understand and taxes here and there again.

Although you and many are dead set against it the Feds could fund any heathcare programs if they take a look at the taxes CO. alone is starting to realize from legalization of marijuana. Let's be real here the people who are gong to indulge are already doing it and the one's who are too young to do it now will anyway whether or not it's legal and regulated. It's just going to happen. The one's that go on to stronger drugs would have anyway, just like alcohol.

Online gambling again tax the hell out of it and make it legal at the federal level and again the one's who are going to become gambling addicts, well let's just say it's in their cards now. Also people are doing it now illegally at offshore gambling sites.

If the govt was smart (which they are not) the very things they try to protect us all from could reap more benefits than they could even imagine.