ObamaCare STICKER SHOCK! Deductibles WAY HIGHER. People asking...WHY HAVE INSURANCE?

A couple of Progressives here...are still swallowing the Kool Aid...spell that LIES this administration has foisted on us with the boondoggle called ObamaCare.

ObamaCare STICKER SHOCK!  Deductibles WAY HIGHER.  People asking...WHY HAVE INSURANCE?

“…many people with modest incomes are encountering a troubling element of the federal health law: deductibles so steep they may not be able to afford the portion of medical expenses that insurance doesn’t cover.” (“High Deductibles Fuel New Worries Of Health-Law Sticker Shock,” The Wall Street Journal, 12/8/13)

“…as consumers dig into the details, they are finding that the deductibles and other out-of-pocket costs are often much higher than what is typical in employer-sponsored health plans.” (“On Health Exchanges, Premiums May Be Low, But Other Costs Can Be High,” The New York Times, 12/9/13)

“The average individual deductible for what is called a bronze plan on the exchange—the lowest-priced coverage—is $5,081 a year… That is 42% higher than the average deductible of $3,589 for an individually purchased plan in 2013 before much of the federal law took effect, according to HealthPocket Inc., a company that compares health-insurance plans for consumers.” (“High Deductibles Fuel New Worries Of Health-Law

Sticker Shock,” The Wall Street Journal, 12/8/13)
ID Man: ‘the deductibles were so high — $4,000 to $6,000 a year — that it defeats the purpose of having insurance’ “Mark A. York, a 60-year-old freelance writer in Hailey, Idaho, said he began shopping after he received a letter saying that his current insurance policy would be canceled because it did not meet the requirements of the health care law. In the exchange, he said, he found policies with premiums similar to what he is now paying, $440 a month, but ‘the deductibles were so high — $4,000 to $6,000 a year — that it defeats the purpose of having insurance.’” (“On Health Exchanges, Premiums May Be Low, But Other Costs Can Be High,” The New York Times, 12/9/13)

CA Woman: Deductible is ‘nearly double’ “‘However you look at it, the son of a gun lied to us,’ said Janette Ramsey, a Bakersfield business owner with a weekend home in Ventura. She’s losing her current coverage and expects to pay $50 more a month for a policy with nearly double the deductible.” (“Many In Middle Class Say They’re Squeezed By Health Reform,” Ventura County Star [CA], 12/7/13)

http://www.republican.senate.gov/public/index.cfm/blog?ID=71900020-071d-4041-aba5-a8ab44f2a7aa

This ought to please the republican's who have been pushing high deductible HSA's and CDHP for year's. I have many clients who have high deductible health plans.

These are people who have been spoiled for years with low deductible's and co-pays and that is the reason why health insurance premium's a long with drug co-pays have been going up double digit for years.

How many of these people in your article may have failed to mention they have co-pays to their doctor's and drugs and only have to worry about a deductible if they use in patient, out patient or ambulatory surgical centers?

ppaca wrote:This ought to please the republican's who have been pushing high deductible HSA's and CDHP for year's. I have many clients who have high deductible health plans.

These are people who have been spoiled for years with low deductible's and co-pays and that is the reason why health insurance premium's a long with drug co-pays have been going up double digit for years.

How many of these people in your article may have failed to mention they have co-pays to their doctor's and drugs and only have to worry about a deductible if they use in patient, out patient or ambulatory surgical centers?

can you please link to something where republicans have been pushing HIGH DEDUCTIBLES?

thanks

http://www.freedomworks.org/blog/lheal/plan-to-replace-obamacare

http://en.wikipedia.org/wiki/Health_savings_account

http://www.calcxml.com/do/ins11

http://www.npr.org/templates/story/story.php?storyId=5179309

Just a few that certainly indicates the republican's believe one should accept more of their own health care cost's. Now the democrat's don't think that way.
the deductible's on HSA compatible health plans have been as high as $10,000, but now under aca they cannot go that high beginning Jan 1.

I think they should have been left a lone, if a person wants that high of deductible it's their decision.

ppaca wrote:http://www.freedomworks.org/blog/lheal/plan-to-replace-obamacare

http://en.wikipedia.org/wiki/Health_savings_account

http://www.calcxml.com/do/ins11

http://www.npr.org/templates/story/story.php?storyId=5179309

Just a few that certainly indicates the republican's believe one should accept more of their own health care cost's. Now the democrat's don't think that way.
the deductible's on HSA compatible health plans have been as high as $10,000, but now under aca they cannot go that high beginning Jan 1.

I think they should have been left a lone, if a person wants that high of deductible it's their decision.

believing a person would accept more of their own healthcare cost has NOTHING to do with promoting higher deductibles.

facts are and you would think you are aware of this, that the more GOV is involved with health ins, the higher the price gets for EVERYBODY. this is a well known FACT in history.

Here is the plain and simple truth. I will put it as simple as I can as I have over the years.

1. We are screwing up our healthcare system over a few % of people
2. ins co's are dropping docs and people like flies
3. my profession alone has taken more than a 50% reduction in reimbursements and NO, there are not more people with insurance now to make up for that.
4. places are increasing workload to make up for lower payments, this does not promote better care.
5. places are rationing expensive services because ins co's do not want to pay for expensive test.
6. the roll out was a failure, it can never be made up. the sour is already set in.
7. the 2014 fee schedule just shoved another ass pickle up our asses, it wont be a pretty result.
8. many places are/have closing or being bought by larger companies, welcome to the monopoly city of walmart healthcare.
9. People can not afford these plans, many of them are too high and it is harming the working poor. and younger people are going to be like shove this. A $5,000 deductible is like not having insurance for a person who is rarely sick.
10. and most important. You cant lower revenue while operations cost sky rockets and expect to produce a higher quality system.

I'm just being realistic. Because I have to be. I do this for a living. I get paid to make this work because we don't have a choice.

So please do not come at me and tell me republicans are at any fault of this shit, or even hint at it. because not one republicans voted for this shit.

and Im not really interested in would of, could of fairy tales. Just the facts. and I know the facts already btw.

im gone to bed......

The wiki site posted has no link to GOP

http://www.health-access.org/files/HDHPFactSheetGeneral071706.pdf

http://www.businessweek.com/articles/2013-09-05/what-the-gop-has-to-love-about-obamacare This is one you'll like.

http://www.dailyfinance.com/2012/07/13/obamacare-could-kill-one-type-of-cheap-health-insurance/

you'll have to read this entire article

http://www.kaiserhealthnews.org/stories/2012/june/04/high-deductible-health-insurance.aspx

ppaca wrote:This ought to please the republican's who have been pushing high deductible HSA's and CDHP for year's. I have many clients who have high deductible health plans.

These are people who have been spoiled for years with low deductible's and co-pays and that is the reason why health insurance premium's a long with drug co-pays have been going up double digit for years.

How many of these people in your article may have failed to mention they have co-pays to their doctor's and drugs and only have to worry about a deductible if they use in patient, out patient or ambulatory surgical centers?

PLEASE show us your reliable source stating that Republicans have been pushing for high deductible HSA and CDHP for years.

People should have the CHOICE of a high deductible plan, not being FORCED by government to buy a plan which will be of no use to them.

Markle wrote:

ppaca wrote:This ought to please the republican's who have been pushing high deductible HSA's and CDHP for year's. I have many clients who have high deductible health plans.

These are people who have been spoiled for years with low deductible's and co-pays and that is the reason why health insurance premium's a long with drug co-pays have been going up double digit for years.

How many of these people in your article may have failed to mention they have co-pays to their doctor's and drugs and only have to worry about a deductible if they use in patient, out patient or ambulatory surgical centers?

PLEASE show us your reliable source stating that Republicans have been pushing for high deductible HSA and CDHP for years.

People should have the CHOICE of a high deductible plan, not being FORCED by government to buy a plan which will be of no use to them.

Good evening, just who the hell is being forced into a high deductible plan? Read all the links (everyone) of the links I have put in this thread, then draw your own conclusions.

http://kaiserfamilyfoundation.files.wordpress.com/2013/01/7692_02.pdf


The high and growing cost of health care is a significant
issue for people, businesses, and government. Spending
on health care, which is a projected to be 17.6% of the U.S.
gross domestic product (GDP) in 2009, has consistently
grown faster than the economy overall since the 1960s.
This fact sheet presents some of the key statistics about the
level and growth of health care costs and spending in the
U.S. Links to additional resources are provided at the end
of the document.

Overall Spending
According to the Centers for Medicare and Medicaid
Services (CMS), the U.S. is projected to spend over $2.5
trillion on health care in 2009, or $8,160 per U.S. resident
(Exhibit 1).1
Health spending in 2009 is projected to
account for 17.6% of GDP.
• In 1970, U.S. health care spending was about $75
billion, or $356 per resident, and accounted for
7.2% of GDP.
• Health care spending has risen about 2.4
percentage points faster than GDP since 1970.
• CMS projects that by 2018, health care spending
will be over $4.3 trillion, or $13,100 per resident,
and account for 20.3% of GDP.

(see exhibits at site)

Floridatexan wrote:
http://kaiserfamilyfoundation.files.wordpress.com/2013/01/7692_02.pdf


The high and growing cost of health care is a significant
issue for people, businesses, and government. Spending
on health care, which is a projected to be 17.6% of the U.S.
gross domestic product (GDP) in 2009, has consistently
grown faster than the economy overall since the 1960s.
This fact sheet presents some of the key statistics about the
level and growth of health care costs and spending in the
U.S. Links to additional resources are provided at the end
of the document.

Overall Spending
According to the Centers for Medicare and Medicaid
Services (CMS), the U.S. is projected to spend over $2.5
trillion on health care in 2009, or $8,160 per U.S. resident
(Exhibit 1).1
Health spending in 2009 is projected to
account for 17.6% of GDP.
• In 1970, U.S. health care spending was about $75
billion, or $356 per resident, and accounted for
7.2% of GDP.
• Health care spending has risen about 2.4
percentage points faster than GDP since 1970.
• CMS projects that by 2018, health care spending
will be over $4.3 trillion, or $13,100 per resident,
and account for 20.3% of GDP.

(see exhibits at site)

Health care spending has risen about 2.4
percentage points faster than GDP since 1970.

Social Security Amendments of 1965

STFU Liberals

I was talking to my sis in law last night. she has a enlarged heart and epilepsy. cant get Medicaid and cant get disability because she cant quit working. I admire her so much. the woman has been on medication for her severe epilepsy since she was 14.

she walks to work everyday, working for goodwill. rain, cold whatever, she goes. she makes less than $800. a month as she is part time. she lives in a very bad neighborhood in the slums of ft myers. we always bring her with us when ever we move because her sister my gf has to look out after her. they have no other family.

she said she was able to sign onto obamacare site and get a plan.

she said it will cost her $28. a month but was upset because her specialist will cost her $700. I told her to take it because at least maybe she can get help with her medicine. The epilepsy foundation has been helping her with that> < pray God for charities>

anyway, it is exactly like what I am seeing. they only want you to go to a primary care physician, which don't do or know shit.

They are screwing over all the specialties so yes, rationed care at its best.

ppaca wrote:

Markle wrote:

ppaca wrote:This ought to please the republican's who have been pushing high deductible HSA's and CDHP for year's. I have many clients who have high deductible health plans.

These are people who have been spoiled for years with low deductible's and co-pays and that is the reason why health insurance premium's a long with drug co-pays have been going up double digit for years.

How many of these people in your article may have failed to mention they have co-pays to their doctor's and drugs and only have to worry about a deductible if they use in patient, out patient or ambulatory surgical centers?

PLEASE show us your reliable source stating that Republicans have been pushing for high deductible HSA and CDHP for years.

People should have the CHOICE of a high deductible plan, not being FORCED by government to buy a plan which will be of no use to them.

Good evening, just who the hell is being forced into a high deductible plan? Read all the links (everyone) of the links I have put in this thread, then draw your own conclusions.

ANYONE and EVERYONE who cannot afford the most expensive plan being forced on them by the GOVERNMENT.

Keep blowing that Karl Rove smoke......I am talking to real people with preexisting conditions which are simply ecstatic with their new policies. I also have talked to people who are saving a hundred bucks or more a month. I have not talked to one person who has complained about the new exchanges other than having a hard time getting the information initially.

Just like all your predictions in 2008 and in 2012.......you folks are in lolla land. Each day which passes will bring more happy folks into the fold. We listened to the sky is falling routine for a month before most people found out the truth that we are talking about 99.5% of Americans seeing improvements and the smoke and mirror folks were focusing on the .5%.......sorry to rain on your parade.....the proof will be in the pudding in 2014.

2seaoat wrote:Keep blowing that Karl Rove smoke......I am talking to real people with preexisting conditions which are simply ecstatic with their new policies.  I also have talked to people who are saving a hundred bucks or more a month.  I have not talked to one person who has complained about the new exchanges other than having a hard time getting the information initially.

Just like all your predictions in 2008 and in 2012.......you folks are in lolla land.  Each day which passes will bring more happy folks into the fold.   We listened to the sky is falling routine for a month before most people found out the truth that we are talking about 99.5% of Americans seeing improvements and the smoke and mirror folks were focusing on the .5%.......sorry to rain on your parade.....the proof will be in the pudding in 2014.

As you well know, all the dire forecasts made in 2008 and 2012 about ObamaCare have paled by comparison to the actual magnitude of the disaster.

You also know by now that you shot any shred of credibility you MIGHT have had long ago.  Especially when you make up you post on the fly with no reference nor source.

This is a major SNAFU.

Are you challenging President Barack Hussein Obama for his latest award?