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2 Re: A lying POS.... 10/24/2013, 7:13 pm
TEOTWAWKI
http://www.wnd.com/2013/10/obamacare-wipes-out-more-than-1-million-plans/#WFXEte8ml4ARgSuW.99
Obamacare wipes out more than 1 million plans
Cancellation notices from insurers continue to mount
Owners of individual health-insurance policies already have received more than 1 million cancellation notices, according to a compilation of news reports.
But the pain likely won’t end there.
Health-policy expert Bob Laszewski has concluded that about 16 million Americans will lose their current plans because of Obamacare.
Read more at http://www.wnd.com/2013/10/obamacare-wipes-out-more-than-1-million-plans/#fOd2Pk2G17M7VEfF.99
Obamacare wipes out more than 1 million plans
Cancellation notices from insurers continue to mount
Owners of individual health-insurance policies already have received more than 1 million cancellation notices, according to a compilation of news reports.
But the pain likely won’t end there.
Health-policy expert Bob Laszewski has concluded that about 16 million Americans will lose their current plans because of Obamacare.
Read more at http://www.wnd.com/2013/10/obamacare-wipes-out-more-than-1-million-plans/#fOd2Pk2G17M7VEfF.99
3 Re: A lying POS.... 10/24/2013, 7:29 pm
Guest
Guest
What happens to that value that used to be part of the employee compensation or benefit package?
4 Re: A lying POS.... 10/24/2013, 7:35 pm
Nekochan
A question for anyone on here who's on Medicare? Have you received your quotes/packages for 2014? If so, how are the rates/deductibles, compared to 2013?
5 Re: A lying POS.... 10/24/2013, 7:46 pm
dumpcare
I'm on a Medicare Advantage, still zero premium, co-pays went up a little. Took away the extra's on my particular plan and added them to another.Nekochan wrote:A question for anyone on here who's on Medicare? Have you received your quotes/packages for 2014? If so, how are the rates/deductibles, compared to 2013?
The premium's on BC med sups have not had a rate increase since Jan 1, 2012 and if they go up in 2014 will be minimal. Some plans pull out of an area every year and some move in. Not much difference. I know what you're getting at and no obamacare did not have much effect to us directly over 65. But I know a certain new's channel want's everyone to believe that because I get daily calls about what is said on that channel. Will it effect it down the road, who knows?
6 Re: A lying POS.... 10/24/2013, 7:54 pm
dumpcare
Dear <Member Name>,
With the new regulations surrounding the Affordable Care Act, we’re happy to let you know that
you’ve been designated “grandfathered,” which means you can keep your current Florida Blue plan!
You’re also able to review the new plans now available. To help you decide if changing your plan
would be to your benefit, just give us a call or stop in to our office.
Tax credit eligibility
You may be eligible for a premium tax credit (subsidy) from the government. You can find out how
much you might qualify for by using the online estimator at floridabluehealthcarereform.com.
To keep your current plan, do nothing
Your plan will be subject to annual rate adjustments, at which time you’ll once again have the
opportunity to select a new plan. In the future, should Florida Blue plans change, we will notify you
in advance. Your current plan will be in effect as long as you continue to pay your premiums on time.
If you have any questions, please call us <1-XXX-XXX-XXXX>.
As always, thanks so much for entrusting us to handle your health insurance needs.
Sincerely,
<Agency Name>
P.S. You may receive information or hear claims about other health plans that sound too good to be
true. You can count on us to provide you with expert, accurate information, answer your
questions and ensure uninterrupted benefits.
79193 1013
Florida
BEFORE ACA WAS SIGNED INTO LAW MARCH 23,2010 = GRANFATHERED
SO MILLION'S PURCHASED HEALTH INSURANCE AFTER THAT DATE AND YES ARE NOT COMPLIANT AND WILL BE CANCELLED OR MIGRATED TO PLANS THAT ARE ACA COMPLIANT. EVERYONE HAS THE OPPORTUNITY AND THAT SAYS IT IN THEIR LETTER'S THEY ARE RECEIVING TO MIGRATE TO A COMPLIANT PLAN.
With the new regulations surrounding the Affordable Care Act, we’re happy to let you know that
you’ve been designated “grandfathered,” which means you can keep your current Florida Blue plan!
You’re also able to review the new plans now available. To help you decide if changing your plan
would be to your benefit, just give us a call or stop in to our office.
Tax credit eligibility
You may be eligible for a premium tax credit (subsidy) from the government. You can find out how
much you might qualify for by using the online estimator at floridabluehealthcarereform.com.
To keep your current plan, do nothing
Your plan will be subject to annual rate adjustments, at which time you’ll once again have the
opportunity to select a new plan. In the future, should Florida Blue plans change, we will notify you
in advance. Your current plan will be in effect as long as you continue to pay your premiums on time.
If you have any questions, please call us <1-XXX-XXX-XXXX>.
As always, thanks so much for entrusting us to handle your health insurance needs.
Sincerely,
<Agency Name>
P.S. You may receive information or hear claims about other health plans that sound too good to be
true. You can count on us to provide you with expert, accurate information, answer your
questions and ensure uninterrupted benefits.
79193 1013
Florida
BEFORE ACA WAS SIGNED INTO LAW MARCH 23,2010 = GRANFATHERED
SO MILLION'S PURCHASED HEALTH INSURANCE AFTER THAT DATE AND YES ARE NOT COMPLIANT AND WILL BE CANCELLED OR MIGRATED TO PLANS THAT ARE ACA COMPLIANT. EVERYONE HAS THE OPPORTUNITY AND THAT SAYS IT IN THEIR LETTER'S THEY ARE RECEIVING TO MIGRATE TO A COMPLIANT PLAN.
7 Re: A lying POS.... 10/24/2013, 9:49 pm
Guest
Guest
LOL on you Teo.TEOTWAWKI wrote:http://www.wnd.com/2013/10/obamacare-wipes-out-more-than-1-million-plans/#WFXEte8ml4ARgSuW.99
Obamacare wipes out more than 1 million plans
Cancellation notices from insurers continue to mount
Owners of individual health-insurance policies already have received more than 1 million cancellation notices, according to a compilation of news reports.
But the pain likely won’t end there.
Health-policy expert Bob Laszewski has concluded that about 16 million Americans will lose their current plans because of Obamacare.
Read more at http://www.wnd.com/2013/10/obamacare-wipes-out-more-than-1-million-plans/#fOd2Pk2G17M7VEfF.99
8 Re: A lying POS.... 10/24/2013, 10:00 pm
ZVUGKTUBM
You need to post this on PaceDog's threads. He has been blabbering on how millions will lose their healthcare coverage because of the ACA on both the General and Politics forums. Of course, we all know where he gets his news......ppaca wrote:I'm on a Medicare Advantage, still zero premium, co-pays went up a little. Took away the extra's on my particular plan and added them to another.Nekochan wrote:A question for anyone on here who's on Medicare? Have you received your quotes/packages for 2014? If so, how are the rates/deductibles, compared to 2013?
The premium's on BC med sups have not had a rate increase since Jan 1, 2012 and if they go up in 2014 will be minimal. Some plans pull out of an area every year and some move in. Not much difference. I know what you're getting at and no obamacare did not have much effect to us directly over 65. But I know a certain new's channel want's everyone to believe that because I get daily calls about what is said on that channel. Will it effect it down the road, who knows?
9 Re: A lying POS.... 10/24/2013, 10:06 pm
Guest
Guest
medicare advantage is GOING DOWNNNNNNNNNNNNNNNppaca wrote:I'm on a Medicare Advantage, still zero premium, co-pays went up a little. Took away the extra's on my particular plan and added them to another.Nekochan wrote:A question for anyone on here who's on Medicare? Have you received your quotes/packages for 2014? If so, how are the rates/deductibles, compared to 2013?
The premium's on BC med sups have not had a rate increase since Jan 1, 2012 and if they go up in 2014 will be minimal. Some plans pull out of an area every year and some move in. Not much difference. I know what you're getting at and no obamacare did not have much effect to us directly over 65. But I know a certain new's channel want's everyone to believe that because I get daily calls about what is said on that channel. Will it effect it down the road, who knows?
the gov has made reimbursement for those so bad, your pretty much just as good with regular medicare. thought you would know that.
id be leary steering anyone to med adv just sayin
10 Re: A lying POS.... 10/24/2013, 10:07 pm
Guest
Guest
you need to pay attn., ppca has already said that all those people who lost their ins here WAS BECAUSE OF ACA.ZVUGKTUBM wrote:You need to post this on PaceDog's threads. He has been blabbering on how millions will lose their healthcare coverage because of the ACA on both the General and Politics forums. Of course, we all know where he gets his news......ppaca wrote:I'm on a Medicare Advantage, still zero premium, co-pays went up a little. Took away the extra's on my particular plan and added them to another.Nekochan wrote:A question for anyone on here who's on Medicare? Have you received your quotes/packages for 2014? If so, how are the rates/deductibles, compared to 2013?
The premium's on BC med sups have not had a rate increase since Jan 1, 2012 and if they go up in 2014 will be minimal. Some plans pull out of an area every year and some move in. Not much difference. I know what you're getting at and no obamacare did not have much effect to us directly over 65. But I know a certain new's channel want's everyone to believe that because I get daily calls about what is said on that channel. Will it effect it down the road, who knows?
11 Re: A lying POS.... 10/24/2013, 10:20 pm
TEOTWAWKI
These libs are so star struck and still basking in reflected glory they can't see what a royal screwing the American people are getting....who gives a damn...surely not me..just watch all the shared suffering comin down...
12 Re: A lying POS.... 10/24/2013, 10:21 pm
Guest
Guest
Yes because they didn't provide adequate coverage like the policy Bob had.
13 Re: A lying POS.... 10/24/2013, 10:21 pm
dumpcare
The government doesn't reimburse for claims the insurance company's do on Medicare Advantage and the insurance company's received a 3% increase from the govt this year for med advantage plans. I thought you'd know that. They have only grown and become stronger in the past 3 years. Yes on the other hand the government could say to insurance company's no more paying the premium for us senior's and then I'll worry about that. If there wasn't so much fraud in the medical profession for Medicare all would be fine. I just had a bogus claim submitted from Sacred Heart for me last month and insurance company paid. This is something they had to pay back hundred's of local people last year for, facility charge when you see your doctor at his office, but the claim is filed you visited the hospital. I went to doc for preventative pneumonia shot, FREE. So the hospital 15 miles away from my doctor decided to file a claim for high blood pressure, unknown reason. I sell Medicare Advantage's more than supplements because these are consumer driven, the senior's want them rather than paying a premium, down in your neck of the woods most senior's have them.Chrissy wrote:medicare advantage is GOING DOWNNNNNNNNNNNNNNNppaca wrote:I'm on a Medicare Advantage, still zero premium, co-pays went up a little. Took away the extra's on my particular plan and added them to another.Nekochan wrote:A question for anyone on here who's on Medicare? Have you received your quotes/packages for 2014? If so, how are the rates/deductibles, compared to 2013?
The premium's on BC med sups have not had a rate increase since Jan 1, 2012 and if they go up in 2014 will be minimal. Some plans pull out of an area every year and some move in. Not much difference. I know what you're getting at and no obamacare did not have much effect to us directly over 65. But I know a certain new's channel want's everyone to believe that because I get daily calls about what is said on that channel. Will it effect it down the road, who knows?
the gov has made reimbursement for those so bad, your pretty much just as good with regular medicare. thought you would know that.
id be leary steering anyone to med adv just sayin
14 Re: A lying POS.... 10/24/2013, 10:42 pm
Guest
Guest
what ive seen is united health care med adv dropping docs and docs droppin it. same with bcbs med adv, same with freedom health med adv.ppaca wrote:The government doesn't reimburse for claims the insurance company's do on Medicare Advantage and the insurance company's received a 3% increase from the govt this year for med advantage plans. I thought you'd know that. They have only grown and become stronger in the past 3 years. Yes on the other hand the government could say to insurance company's no more paying the premium for us senior's and then I'll worry about that. If there wasn't so much fraud in the medical profession for Medicare all would be fine. I just had a bogus claim submitted from Sacred Heart for me last month and insurance company paid. This is something they had to pay back hundred's of local people last year for, facility charge when you see your doctor at his office, but the claim is filed you visited the hospital. I went to doc for preventative pneumonia shot, FREE. So the hospital 15 miles away from my doctor decided to file a claim for high blood pressure, unknown reason. I sell Medicare Advantage's more than supplements because these are consumer driven, the senior's want them rather than paying a premium, down in your neck of the woods most senior's have them.Chrissy wrote:medicare advantage is GOING DOWNNNNNNNNNNNNNNNppaca wrote:I'm on a Medicare Advantage, still zero premium, co-pays went up a little. Took away the extra's on my particular plan and added them to another.Nekochan wrote:A question for anyone on here who's on Medicare? Have you received your quotes/packages for 2014? If so, how are the rates/deductibles, compared to 2013?
The premium's on BC med sups have not had a rate increase since Jan 1, 2012 and if they go up in 2014 will be minimal. Some plans pull out of an area every year and some move in. Not much difference. I know what you're getting at and no obamacare did not have much effect to us directly over 65. But I know a certain new's channel want's everyone to believe that because I get daily calls about what is said on that channel. Will it effect it down the road, who knows?
the gov has made reimbursement for those so bad, your pretty much just as good with regular medicare. thought you would know that.
id be leary steering anyone to med adv just sayin
and news is to me come jan 1st 2014, its not going to be any better.
in my neck of the woods we see patients from all over the country, we busy this time of year with snow birds. so we see and take ins from all over the country.
These plans are shrinking their net work and I think you know this. or should.
15 Re: A lying POS.... 10/24/2013, 11:17 pm
Markle
It is true, millions are losing their health insurance. Maybe they didn't mention it at the DailyKOS for you.ZVUGKTUBM wrote:You need to post this on PaceDog's threads. He has been blabbering on how millions will lose their healthcare coverage because of the ACA on both the General and Politics forums. Of course, we all know where he gets his news......[/color]ppaca wrote:I'm on a Medicare Advantage, still zero premium, co-pays went up a little. Took away the extra's on my particular plan and added them to another.Nekochan wrote:A question for anyone on here who's on Medicare? Have you received your quotes/packages for 2014? If so, how are the rates/deductibles, compared to 2013?
The premium's on BC med sups have not had a rate increase since Jan 1, 2012 and if they go up in 2014 will be minimal. Some plans pull out of an area every year and some move in. Not much difference. I know what you're getting at and no obamacare did not have much effect to us directly over 65. But I know a certain new's channel want's everyone to believe that because I get daily calls about what is said on that channel. Will it effect it down the road, who knows?
EVEN the Main Stream Media has been coving it in detail. Are you living in a cave?
More people have LOST their insurance than have been able to obtain much higher priced insurance through the boondoggle called ObamaCare.
16 Re: A lying POS.... 10/24/2013, 11:36 pm
ZVUGKTUBM
I don't read Dailykos, NumbNuts.Markle wrote:It is true, millions are losing their health insurance. Maybe they didn't mention it at the DailyKOS for you.ZVUGKTUBM wrote:You need to post this on PaceDog's threads. He has been blabbering on how millions will lose their healthcare coverage because of the ACA on both the General and Politics forums. Of course, we all know where he gets his news......[/color]ppaca wrote:I'm on a Medicare Advantage, still zero premium, co-pays went up a little. Took away the extra's on my particular plan and added them to another.Nekochan wrote:A question for anyone on here who's on Medicare? Have you received your quotes/packages for 2014? If so, how are the rates/deductibles, compared to 2013?
The premium's on BC med sups have not had a rate increase since Jan 1, 2012 and if they go up in 2014 will be minimal. Some plans pull out of an area every year and some move in. Not much difference. I know what you're getting at and no obamacare did not have much effect to us directly over 65. But I know a certain new's channel want's everyone to believe that because I get daily calls about what is said on that channel. Will it effect it down the road, who knows?
EVEN the Main Stream Media has been coving it in detail. Are you living in a cave?
More people have LOST their insurance than have been able to obtain much higher priced insurance through the boondoggle called ObamaCare.
17 Re: A lying POS.... 10/24/2013, 11:44 pm
Markle
They provided the coverage the CONSUMER wanted...not what the GOVERNMENT THINKS you need.Dreamsglore wrote:Yes because they didn't provide adequate coverage like the policy Bob had.
18 Re: A lying POS.... 10/24/2013, 11:49 pm
Markle
Sorry, I was just trying to give you credit for reading SOMETHING.ZVUGKTUBM wrote:I don't read Dailykos, NumbNuts.Markle wrote:It is true, millions are losing their health insurance. Maybe they didn't mention it at the DailyKOS for you.ZVUGKTUBM wrote:You need to post this on PaceDog's threads. He has been blabbering on how millions will lose their healthcare coverage because of the ACA on both the General and Politics forums. Of course, we all know where he gets his news......ppaca wrote:I'm on a Medicare Advantage, still zero premium, co-pays went up a little. Took away the extra's on my particular plan and added them to another.Nekochan wrote:A question for anyone on here who's on Medicare? Have you received your quotes/packages for 2014? If so, how are the rates/deductibles, compared to 2013?
The premium's on BC med sups have not had a rate increase since Jan 1, 2012 and if they go up in 2014 will be minimal. Some plans pull out of an area every year and some move in. Not much difference. I know what you're getting at and no obamacare did not have much effect to us directly over 65. But I know a certain new's channel want's everyone to believe that because I get daily calls about what is said on that channel. Will it effect it down the road, who knows?
EVEN the Main Stream Media has been coving it in detail. Are you living in a cave?
More people have LOST their insurance than have been able to obtain much higher priced insurance through the boondoggle called ObamaCare.
19 Re: A lying POS.... 10/25/2013, 12:26 am
Guest
Guest
You're a bitter old bat aren't you?Dreamsglore wrote:LOL on you Teo.TEOTWAWKI wrote:http://www.wnd.com/2013/10/obamacare-wipes-out-more-than-1-million-plans/#WFXEte8ml4ARgSuW.99
Obamacare wipes out more than 1 million plans
Cancellation notices from insurers continue to mount
Owners of individual health-insurance policies already have received more than 1 million cancellation notices, according to a compilation of news reports.
But the pain likely won’t end there.
Health-policy expert Bob Laszewski has concluded that about 16 million Americans will lose their current plans because of Obamacare.
Read more at http://www.wnd.com/2013/10/obamacare-wipes-out-more-than-1-million-plans/#fOd2Pk2G17M7VEfF.99
20 Re: A lying POS.... 10/25/2013, 12:28 am
Guest
Guest
Adequate judgment over insurance is government overstepping boundaries. You're as clueless as Obama.Dreamsglore wrote:Yes because they didn't provide adequate coverage like the policy Bob had.
21 Re: A lying POS.... 10/25/2013, 5:20 am
2seaoat
I think I can wait for real statistics.....the speculation though is exciting....the bar has been set very low.
22 Re: A lying POS.... 10/25/2013, 7:52 am
Guest
Guest
well youll be happy to know the feds have told the ins co's not to release that info. see how effective control works comrade?2seaoat wrote:I think I can wait for real statistics.....the speculation though is exciting....the bar has been set very low.
23 Re: A lying POS.... 10/25/2013, 8:14 am
dumpcare
That's true about your snow birds down there. UHC is doing some strange things this year, but by far it's the docs and hospital's dropping them because of slow paying on claims. They seem to do a systematic of going back and asking for more information on a claims (don't they) so they can prolong paying. How many hospital's in Tampa beside's Moffitt just dropped them? I heard about 5. A friend up here that manage's his wife's practice says they won't even deal with UHC anymore because they have to practically beg to get a claim paid. Didn't Freedom go out of business down there? I do know that Blue HMO expanded down there for 2014 and benefits are excellent if you stay in network, otherwise no coverage out of network. I am not a fan of HMO's and I think they are working on expanding them up here in 2015. All in all I do think med advantage's will be around a while but change quite a bit in the years to come. Not blaming Bush for this because he received bad data, but when these expansion's started it was suppose to save Medicare money and it has not.Chrissy wrote:what ive seen is united health care med adv dropping docs and docs droppin it. same with bcbs med adv, same with freedom health med adv.ppaca wrote:The government doesn't reimburse for claims the insurance company's do on Medicare Advantage and the insurance company's received a 3% increase from the govt this year for med advantage plans. I thought you'd know that. They have only grown and become stronger in the past 3 years. Yes on the other hand the government could say to insurance company's no more paying the premium for us senior's and then I'll worry about that. If there wasn't so much fraud in the medical profession for Medicare all would be fine. I just had a bogus claim submitted from Sacred Heart for me last month and insurance company paid. This is something they had to pay back hundred's of local people last year for, facility charge when you see your doctor at his office, but the claim is filed you visited the hospital. I went to doc for preventative pneumonia shot, FREE. So the hospital 15 miles away from my doctor decided to file a claim for high blood pressure, unknown reason. I sell Medicare Advantage's more than supplements because these are consumer driven, the senior's want them rather than paying a premium, down in your neck of the woods most senior's have them.Chrissy wrote:medicare advantage is GOING DOWNNNNNNNNNNNNNNNppaca wrote:I'm on a Medicare Advantage, still zero premium, co-pays went up a little. Took away the extra's on my particular plan and added them to another.Nekochan wrote:A question for anyone on here who's on Medicare? Have you received your quotes/packages for 2014? If so, how are the rates/deductibles, compared to 2013?
The premium's on BC med sups have not had a rate increase since Jan 1, 2012 and if they go up in 2014 will be minimal. Some plans pull out of an area every year and some move in. Not much difference. I know what you're getting at and no obamacare did not have much effect to us directly over 65. But I know a certain new's channel want's everyone to believe that because I get daily calls about what is said on that channel. Will it effect it down the road, who knows?
the gov has made reimbursement for those so bad, your pretty much just as good with regular medicare. thought you would know that.
id be leary steering anyone to med adv just sayin
and news is to me come jan 1st 2014, its not going to be any better.
in my neck of the woods we see patients from all over the country, we busy this time of year with snow birds. so we see and take ins from all over the country.
These plans are shrinking their net work and I think you know this. or should.
24 Re: A lying POS.... 10/25/2013, 1:35 pm
Markle
You'll be waiting a while. This administration is not eager to disclose meaningful statistics or information about ANY of their SNAFU'S and massive scandals.2seaoat wrote:I think I can wait for real statistics.....the speculation though is exciting....the bar has been set very low.
25 Re: A lying POS.... 10/25/2013, 1:49 pm
Hospital Bob
The canceled policies are those that don’t offer coverage broad enough to be considered as "qualified health plans" under the Affordable Care Act. Qualified plans must include coverage for things like maternity and newborn care, mental health, substance abuse services and emergency services, among other things.
http://jacksonville.com/business/2013-10-22/story/florida-blue-policies-transition-not-being-dropped#ixzz2il027Jbx
Well I'll be damned. My Mega health insurance policy not only don't cover newborn care, mental health, substance abuse and emergency services, it don't cover anything else either.
But they sure as hell aint canceled it. This is all just another big crock of shit. lol
http://jacksonville.com/business/2013-10-22/story/florida-blue-policies-transition-not-being-dropped#ixzz2il027Jbx
Well I'll be damned. My Mega health insurance policy not only don't cover newborn care, mental health, substance abuse and emergency services, it don't cover anything else either.
But they sure as hell aint canceled it. This is all just another big crock of shit. lol
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