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My health insurance includes a drug plan. It is contracted with CVS Caremark (the same outfit which provides drug coverage with many insurance plans).
It works like this. It's all mail order (I can't get the dope from a local CVS drugstore even though they are on every corner and they're the same outfit).
Brand name drugs are $30 and generics are $15.
It gives me up to $900 worth of drugs per year (the retail value, not the co-pay).
It gives me $1000 per year in retail value of drugs but the first time I order a drug I pay a $100 surcharge so that means it actually gives me $900 in drug coverage.
The only thing I use it for is Tricor (generic Fenofibrate). My other five meds I buy either at Walmart, Walgreens or Publix because I can get them as cheap that way as paying the co-pay through the drug plan. And if I do that it leaves the whole $900 available for the Fenofibrate which is the expensive one.
I filled the Fenofibrate prescription twice this year for $15 for each refill (90 pills). For many many years, I have always had to tell the drug plan when I needed a refill. They never sent a refill unsolicited.
Then about six weeks ago, they sent me another Fenofibrate refill with a bill for $242.
I got so pissed that I immediately repacked the drug and mailed it back with a letter saying "never send me another prescription unless I tell you to send it".
Yesterday, i received another refill (unsolicited again) of Fenofibrate with a bill for $15.
So the greatest health care system in the world tried to scam me out of $242. And what is so maddening about that is, that the $242 they charged me for Fenofibrate is WAY higher than I could walk into any drug store and purchase it for WITHOUT even having any goddamn drug plan.
What you need to realize is that millions of people are relying on CVS Caremark for obtaining prescriptions through their insurance drug plan.
And a large portion of them will get that same scam from CVS Caremark and they will just accept it and pay the money.
It works like this. It's all mail order (I can't get the dope from a local CVS drugstore even though they are on every corner and they're the same outfit).
Brand name drugs are $30 and generics are $15.
It gives me up to $900 worth of drugs per year (the retail value, not the co-pay).
It gives me $1000 per year in retail value of drugs but the first time I order a drug I pay a $100 surcharge so that means it actually gives me $900 in drug coverage.
The only thing I use it for is Tricor (generic Fenofibrate). My other five meds I buy either at Walmart, Walgreens or Publix because I can get them as cheap that way as paying the co-pay through the drug plan. And if I do that it leaves the whole $900 available for the Fenofibrate which is the expensive one.
I filled the Fenofibrate prescription twice this year for $15 for each refill (90 pills). For many many years, I have always had to tell the drug plan when I needed a refill. They never sent a refill unsolicited.
Then about six weeks ago, they sent me another Fenofibrate refill with a bill for $242.
I got so pissed that I immediately repacked the drug and mailed it back with a letter saying "never send me another prescription unless I tell you to send it".
Yesterday, i received another refill (unsolicited again) of Fenofibrate with a bill for $15.
So the greatest health care system in the world tried to scam me out of $242. And what is so maddening about that is, that the $242 they charged me for Fenofibrate is WAY higher than I could walk into any drug store and purchase it for WITHOUT even having any goddamn drug plan.
What you need to realize is that millions of people are relying on CVS Caremark for obtaining prescriptions through their insurance drug plan.
And a large portion of them will get that same scam from CVS Caremark and they will just accept it and pay the money.
