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Markle
Vikingwoman
Sal
no stress
cool1
KarlRove
2seaoat
Joanimaroni
Floridatexan
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51Taking a break from this forum - Page 3 Empty Re: Taking a break from this forum 6/22/2015, 10:03 am

dumpcare



http://www.wsj.com/articles/health-mergers-could-cut-consumer-options-1434937235

http://www.dailyherald.com/article/20150621/business/150629854/

Markle

Markle

Vikingwoman wrote:
Markle wrote:
Vikingwoman wrote:
EmeraldGhost wrote:My guess is most getting their health insurance via ObamaCare whose incomes are so low they recieve a very large subsidy for their premiums won't be able to afford the deductibles anyway.   The plan is doomed so far as it's intended purpose of insuring the uninsured working poor.

“Even with Obamacare, Americans Find Health Insurance Too Expensive”


What a boon for the insurance companies though ... who wrote the law & are guaranteed a profit under the law.

Despite Glitches, Obamacare Profit Windfall To Insurers Well Underway

In 2008, the Obama administration wrote the ACA in collaboration with all the major players in the health care industry, the drug and insurance companies, the major hospital chains, and lobbyists representing the largest employers in the country.


There are several policies w/ zero deductibles and very low deductibles.

Indeed there are.  That would be the Platinum Plans with the highest premiums.  Out of reach of many so low and middle income people are stuck with plans with such high deductible they might just as well have no insurance.

Markle,

Why do you make comments on something you know nothing about? Seriously?  No, that would not be the platinum plans. That would be the silver plans and the premiums are based on your income and they have ZERO deductibles.Ask PPACA.

Who pays the difference?

Markle

Markle

ppaca wrote:
EmeraldGhost wrote:My guess is most getting their health insurance via ObamaCare whose incomes are so low they recieve a very large subsidy for their premiums won't be able to afford the deductibles anyway.   The plan is doomed so far as it's intended purpose of insuring the uninsured working poor.

“Even with Obamacare, Americans Find Health Insurance Too Expensive”


What a boon for the insurance companies though ... who wrote the law & are guaranteed a profit under the law.

Despite Glitches, Obamacare Profit Windfall To Insurers Well Underway

In 2008, the Obama administration wrote the ACA in collaboration with all the major players in the health care industry, the drug and insurance companies, the major hospital chains, and lobbyists representing the largest employers in the country.

If it's such a boon for insurance company's why is Assurant out of business at the end of this year,  Humana for sale all because of their hugh losses on ACA business? It will be the big three before this is all over, BC, UHC and Aetna if they can gobble up cigna and humana. No boon for insurance company's their losses on this line of business are mounting.

This year, and tapering off, insurance companies will be reimbursed for their losses.

Markle

Markle

ppaca wrote:
Markle wrote:
Vikingwoman wrote:
EmeraldGhost wrote:My guess is most getting their health insurance via ObamaCare whose incomes are so low they recieve a very large subsidy for their premiums won't be able to afford the deductibles anyway.   The plan is doomed so far as it's intended purpose of insuring the uninsured working poor.

“Even with Obamacare, Americans Find Health Insurance Too Expensive”

What a boon for the insurance companies though ... who wrote the law & are guaranteed a profit under the law.

Despite Glitches, Obamacare Profit Windfall To Insurers Well Underway

In 2008, the Obama administration wrote the ACA in collaboration with all the major players in the health care industry, the drug and insurance companies, the major hospital chains, and lobbyists representing the largest employers in the country.


There are several policies w/ zero deductibles and very low deductibles.

Indeed there are.  That would be the Platinum Plans with the highest premiums.  Out of reach of many so low and middle income people are stuck with plans with such high deductible they might just as well have no insurance.

There are some gold plan without deductible's and also some silver depending on ones FPL. Not all silver plans have a high deductible once the FPL is figured and cost sharing.

How many households, living below the Federal Poverty Level buy high cost Silver or Gold plans?

dumpcare



Markle wrote:
ppaca wrote:
Markle wrote:
Vikingwoman wrote:
EmeraldGhost wrote:My guess is most getting their health insurance via ObamaCare whose incomes are so low they recieve a very large subsidy for their premiums won't be able to afford the deductibles anyway.   The plan is doomed so far as it's intended purpose of insuring the uninsured working poor.

“Even with Obamacare, Americans Find Health Insurance Too Expensive”

What a boon for the insurance companies though ... who wrote the law & are guaranteed a profit under the law.

Despite Glitches, Obamacare Profit Windfall To Insurers Well Underway

In 2008, the Obama administration wrote the ACA in collaboration with all the major players in the health care industry, the drug and insurance companies, the major hospital chains, and lobbyists representing the largest employers in the country.


There are several policies w/ zero deductibles and very low deductibles.

Indeed there are.  That would be the Platinum Plans with the highest premiums.  Out of reach of many so low and middle income people are stuck with plans with such high deductible they might just as well have no insurance.

There are some gold plan without deductible's and also some silver depending on ones FPL. Not all silver plans have a high deductible once the FPL is figured and cost sharing.

How many households, living below the Federal Poverty Level buy high cost Silver or Gold plans?

Not many gold but mostly silver and a slew of them buy them, you have to remember the government is subsidizing these plans.

dumpcare



http://news.investors.com/blogs-capital-hill/062215-758298-obamacare-financing-picture-is-cloudy-cbo-report-shows.htm

57Taking a break from this forum - Page 3 Empty Re: Taking a break from this forum 6/22/2015, 11:02 pm

Markle

Markle

ppaca wrote:
Markle wrote:
ppaca wrote:
Markle wrote:
Vikingwoman wrote:
EmeraldGhost wrote:My guess is most getting their health insurance via ObamaCare whose incomes are so low they recieve a very large subsidy for their premiums won't be able to afford the deductibles anyway.   The plan is doomed so far as it's intended purpose of insuring the uninsured working poor.

“Even with Obamacare, Americans Find Health Insurance Too Expensive”

What a boon for the insurance companies though ... who wrote the law & are guaranteed a profit under the law.

Despite Glitches, Obamacare Profit Windfall To Insurers Well Underway

In 2008, the Obama administration wrote the ACA in collaboration with all the major players in the health care industry, the drug and insurance companies, the major hospital chains, and lobbyists representing the largest employers in the country.


There are several policies w/ zero deductibles and very low deductibles.

Indeed there are.  That would be the Platinum Plans with the highest premiums.  Out of reach of many so low and middle income people are stuck with plans with such high deductible they might just as well have no insurance.

There are some gold plan without deductible's and also some silver depending on ones FPL. Not all silver plans have a high deductible once the FPL is figured and cost sharing.

How many households, living below the Federal Poverty Level buy high cost Silver or Gold plans?

Not many gold but mostly silver and a slew of them buy them, you have to remember the government is subsidizing these plans.

No, TAX PAYERS are subsidizing others. Another government transfer of wealth.

58Taking a break from this forum - Page 3 Empty Re: Taking a break from this forum 6/22/2015, 11:07 pm

Vikingwoman



Markle wrote:
Vikingwoman wrote:
Markle wrote:
Vikingwoman wrote:
EmeraldGhost wrote:My guess is most getting their health insurance via ObamaCare whose incomes are so low they recieve a very large subsidy for their premiums won't be able to afford the deductibles anyway.   The plan is doomed so far as it's intended purpose of insuring the uninsured working poor.

“Even with Obamacare, Americans Find Health Insurance Too Expensive”


What a boon for the insurance companies though ... who wrote the law & are guaranteed a profit under the law.

Despite Glitches, Obamacare Profit Windfall To Insurers Well Underway

In 2008, the Obama administration wrote the ACA in collaboration with all the major players in the health care industry, the drug and insurance companies, the major hospital chains, and lobbyists representing the largest employers in the country.


There are several policies w/ zero deductibles and very low deductibles.

Indeed there are.  That would be the Platinum Plans with the highest premiums.  Out of reach of many so low and middle income people are stuck with plans with such high deductible they might just as well have no insurance.

Markle,

Why do you make comments on something you know nothing about? Seriously?  No, that would not be the platinum plans. That would be the silver plans and the premiums are based on your income and they have ZERO deductibles.Ask PPACA.

Who pays the difference?

Why are you changing the subject?

59Taking a break from this forum - Page 3 Empty Re: Taking a break from this forum 6/22/2015, 11:09 pm

Vikingwoman



Markle wrote:
ppaca wrote:
Markle wrote:
ppaca wrote:
Markle wrote:
Vikingwoman wrote:
EmeraldGhost wrote:My guess is most getting their health insurance via ObamaCare whose incomes are so low they recieve a very large subsidy for their premiums won't be able to afford the deductibles anyway.   The plan is doomed so far as it's intended purpose of insuring the uninsured working poor.

“Even with Obamacare, Americans Find Health Insurance Too Expensive”

What a boon for the insurance companies though ... who wrote the law & are guaranteed a profit under the law.

Despite Glitches, Obamacare Profit Windfall To Insurers Well Underway

In 2008, the Obama administration wrote the ACA in collaboration with all the major players in the health care industry, the drug and insurance companies, the major hospital chains, and lobbyists representing the largest employers in the country.


There are several policies w/ zero deductibles and very low deductibles.

Indeed there are.  That would be the Platinum Plans with the highest premiums.  Out of reach of many so low and middle income people are stuck with plans with such high deductible they might just as well have no insurance.

There are some gold plan without deductible's and also some silver depending on ones FPL. Not all silver plans have a high deductible once the FPL is figured and cost sharing.

How many households, living below the Federal Poverty Level buy high cost Silver or Gold plans?

Not many gold but mostly silver and a slew of them buy them, you have to remember the government is subsidizing these plans.

No, TAX PAYERS are subsidizing others.  Another government transfer of wealth.

Wrong again, Markle Farkle. You just can't seem to get anything right, now can you?

60Taking a break from this forum - Page 3 Empty Re: Taking a break from this forum 6/22/2015, 11:28 pm

Lisa12



Vikingwoman wrote:
Markle wrote:
ppaca wrote:
Markle wrote:
ppaca wrote:
Markle wrote:
Vikingwoman wrote:
EmeraldGhost wrote:My guess is most getting their health insurance via ObamaCare whose incomes are so low they recieve a very large subsidy for their premiums won't be able to afford the deductibles anyway.   The plan is doomed so far as it's intended purpose of insuring the uninsured working poor.

“Even with Obamacare, Americans Find Health Insurance Too Expensive”

What a boon for the insurance companies though ... who wrote the law & are guaranteed a profit under the law.

Despite Glitches, Obamacare Profit Windfall To Insurers Well Underway

In 2008, the Obama administration wrote the ACA in collaboration with all the major players in the health care industry, the drug and insurance companies, the major hospital chains, and lobbyists representing the largest employers in the country.


There are several policies w/ zero deductibles and very low deductibles.

Indeed there are.  That would be the Platinum Plans with the highest premiums.  Out of reach of many so low and middle income people are stuck with plans with such high deductible they might just as well have no insurance.

There are some gold plan without deductible's and also some silver depending on ones FPL. Not all silver plans have a high deductible once the FPL is figured and cost sharing.

How many households, living below the Federal Poverty Level buy high cost Silver or Gold plans?

Not many gold but mostly silver and a slew of them buy them, you have to remember the government is subsidizing these plans.

No, TAX PAYERS are subsidizing others.  Another government transfer of wealth.

Wrong again, Markle Farkle. You just can't seem to get anything right, now can you?

You are too f*****g stupid for words...

61Taking a break from this forum - Page 3 Empty Re: Taking a break from this forum 6/22/2015, 11:35 pm

2seaoat



Yes, taxes do redistribute wealth.  I have been paying taxes which mostly have gone to defense spending......it is transferring wealth from the shrinking middle class to the MIC.....so Markle's logic is correct, it just his priorities are Not the average American, but MIC and large corporate tax breaks and subsidies which transfer wealth......heck.....the ACA is a piker.....hardly had redistributed a thing........compared to the MIC.

62Taking a break from this forum - Page 3 Empty Re: Taking a break from this forum 6/23/2015, 10:31 am

Vikingwoman



Lisa12 wrote:
Vikingwoman wrote:
Markle wrote:
ppaca wrote:
Markle wrote:
ppaca wrote:
Markle wrote:
Vikingwoman wrote:
EmeraldGhost wrote:My guess is most getting their health insurance via ObamaCare whose incomes are so low they recieve a very large subsidy for their premiums won't be able to afford the deductibles anyway.   The plan is doomed so far as it's intended purpose of insuring the uninsured working poor.

“Even with Obamacare, Americans Find Health Insurance Too Expensive”

What a boon for the insurance companies though ... who wrote the law & are guaranteed a profit under the law.

Despite Glitches, Obamacare Profit Windfall To Insurers Well Underway

In 2008, the Obama administration wrote the ACA in collaboration with all the major players in the health care industry, the drug and insurance companies, the major hospital chains, and lobbyists representing the largest employers in the country.


There are several policies w/ zero deductibles and very low deductibles.

Indeed there are.  That would be the Platinum Plans with the highest premiums.  Out of reach of many so low and middle income people are stuck with plans with such high deductible they might just as well have no insurance.

There are some gold plan without deductible's and also some silver depending on ones FPL. Not all silver plans have a high deductible once the FPL is figured and cost sharing.

How many households, living below the Federal Poverty Level buy high cost Silver or Gold plans?

Not many gold but mostly silver and a slew of them buy them, you have to remember the government is subsidizing these plans.

No, TAX PAYERS are subsidizing others.  Another government transfer of wealth.

Wrong again, Markle Farkle. You just can't seem to get anything right, now can you?

You are too f*****g stupid for words...

Excuse me? Who the hell are you talking to? Taxpayers are not subsidizing people in the ACA w/ taxes which is what he was referring to.



Last edited by Vikingwoman on 6/23/2015, 1:05 pm; edited 1 time in total

63Taking a break from this forum - Page 3 Empty Re: Taking a break from this forum 6/23/2015, 10:33 am

Vikingwoman



2seaoat wrote:Yes, taxes do redistribute wealth.  I have been paying taxes which mostly have gone to defense spending......it is transferring wealth from the shrinking middle class to the MIC.....so Markle's logic is correct, it just his priorities are Not the average American, but MIC and large corporate tax breaks and subsidies which transfer wealth......heck.....the ACA is a piker.....hardly had redistributed a thing........compared to the MIC.

I'm not talking about taxes redistributing wealth. I'm talking about taxes paying for the ACA which what the discussion was about.

64Taking a break from this forum - Page 3 Empty Re: Taking a break from this forum 6/23/2015, 10:42 am

dumpcare



Markle wrote:
ppaca wrote:
EmeraldGhost wrote:My guess is most getting their health insurance via ObamaCare whose incomes are so low they recieve a very large subsidy for their premiums won't be able to afford the deductibles anyway.   The plan is doomed so far as it's intended purpose of insuring the uninsured working poor.

“Even with Obamacare, Americans Find Health Insurance Too Expensive”


What a boon for the insurance companies though ... who wrote the law & are guaranteed a profit under the law.

Despite Glitches, Obamacare Profit Windfall To Insurers Well Underway

In 2008, the Obama administration wrote the ACA in collaboration with all the major players in the health care industry, the drug and insurance companies, the major hospital chains, and lobbyists representing the largest employers in the country.

If it's such a boon for insurance company's why is Assurant out of business at the end of this year,  Humana for sale all because of their hugh losses on ACA business? It will be the big three before this is all over, BC, UHC and Aetna if they can gobble up cigna and humana. No boon for insurance company's their losses on this line of business are mounting.

This year, and tapering off, insurance companies will be reimbursed for their losses.  

Partially true the govt changed this midstream and greatly reduced the amount they were reimbursing to the insurance company's. In fact I believe it was BCBSAZ who got screwed royally out of most of it. Assurant losses were insurmountable, thus the reason their out.

65Taking a break from this forum - Page 3 Empty Re: Taking a break from this forum 6/23/2015, 10:44 am

Guest


Guest

It's amazing how much you have to ignore to continue to believe what you wish to believe. Willful ignorance.

For viking... not you ppaca.

66Taking a break from this forum - Page 3 Empty Re: Taking a break from this forum 6/23/2015, 10:59 am

dumpcare



In the past 18 months so many small parts have changed of the ACA that have mostly gone unnoticed by the news outlets and the majority of the population. You can find most of these small changes (that does have a big effect) in the insurance forums that I posted links to several times.

There are a few special enrollments that no one knew about, sure it was nice to have them, but if no one knew did not benefit anyone. Hell it used to be if you moved county's you could change your plan in mid year, now it's if you change zips.

The FFM changed things weekly at their will. Some things us agent's were not allowed to do would be overlooked if you called the marketplace and presto you had a plan. They pulled shit out of the air.

For the people who had to send in extra documentation to verify the reasoning behind their tax credit, well let's just say most of the document's were thrown away and most people kicked off policy until next year.

67Taking a break from this forum - Page 3 Empty Re: Taking a break from this forum 6/23/2015, 11:23 am

Vikingwoman



That happened to me. I got a large settlement and lost my subsidy but I accept that.I'm just going to do w/o insurance and pay the fine until next year.

68Taking a break from this forum - Page 3 Empty Re: Taking a break from this forum 6/23/2015, 10:44 pm

Markle

Markle

2seaoat wrote:Yes, taxes do redistribute wealth.  I have been paying taxes which mostly have gone to defense spending......it is transferring wealth from the shrinking middle class to the MIC.....so Markle's logic is correct, it just his priorities are Not the average American, but MIC and large corporate tax breaks and subsidies which transfer wealth......heck.....the ACA is a piker.....hardly had redistributed a thing........compared to the MIC.

No, most of which has gone to entitlements, NOT defense spending. You're uninformed...AGAIN.

69Taking a break from this forum - Page 3 Empty Re: Taking a break from this forum 6/23/2015, 10:48 pm

Markle

Markle

Vikingwoman wrote:That happened to me. I got a large settlement and lost my subsidy but I accept that.I'm just going to do w/o insurance and pay the fine until next year.

Great accomplishment by Obamacare. I thought everyone got their insurance and saved at least $2,500 a year in insurance premium. That's part of what we were promised.

Vikingwoman



Take it up w/ the insurance companies. Obama doesn't control them.

Guest


Guest

Taking a break from this forum - Page 3 Images?q=tbn:ANd9GcTq15kiVjTRRdz4das8DxcEsqnxw3yh0SXkOuQ9mot0sU4Lowmq

Yeah!!!!! That's right! They control him and he gets his cut.

*****FART*****
IN SAL's & BOARD's GENERAL DIRECTION

https://www.youtube.com/watch?v=bKttENbsoyk

Smile

Markle

Markle

[quote="ppaca"]
Markle wrote:
Vikingwoman wrote:
EmeraldGhost wrote:

Not many gold but mostly silver and a slew of them buy them, you have to remember the government is subsidizing these plans.

No, TAX PAYERS are subsidizing others.  Another government transfer of wealth.

Wrong again, Markle Farkle. You just can't seem to get anything right, now can you?

You're losing your poise.

TAX PAYERS are paying to subsidize that "slew of silver and some gold plans". Is that NOT true? If it IS true, and it is, then it is another GOVERNMENT TRANSFER OF WEALTH. As Obamacare was intended.

PLEASE, tell me what I posted there which is NOT 100% accurate.

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